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Mortgage Pre-Qualification and Pre-Approved Mortgages


Information Needed for Your Mortgage Pre-qualification

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  • Have your employer give you a letter on company letterhead outlining your name, position, gross annual income and the number of years employed with the company
  • If self employed, three years financial statements and tax returns (together with official assessment from Revenue Canada)
  • Social Insurance Number
  • A minimum of a three year history of residence and employers
  • A list of banking information: institutions name, address, type of accounts, account numbers and accounts manager if applicable
  • Know your assets and their value (e.g. cash amounts, stocks, bonds, RRSP’s, car, cottage, etc)
  • Know your liabilities: (e.g. car loan, student loans, credit card balances, alimony, etc)



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